Fully furnished ski apartment for sale in Banderitsa holiday complex located in the pearl of Bulgarian winter resorts - town of Bansko

Banderitsa holiday complex in town of Bansko is an exceptional addition to the traditional Bulgarian culture. The complex is situated at about 200 m from the central and old part of the town and nearly 900 m to the first station of a cabine lift. The complex consists of holiday apartments, a hotel part, SPA centre, coffee bar, a tavern, an Irish pub, a summer terrace. The inhabitants benefit a first-class SPA centre with open and inner swimming pool, sauna, steaming room, jakuzzi, massage cabinets.

The 1BR apartment for sale is completely furnished with designer's furnitures manualy made of a solid wood, upholstered furnitures in living room, fully equipped kitchen box and electric appliances. Disposition - an entrance hall, an open plan living room with dining area and a kitchen box /about 30 sq.m./, a self- contained bedroom /about 16 sq.m./, a bathroom with shower cubicle and a WC, a balcony with panorama view of Pirin mountain.

Floorings

- living room and bedroom with oak parquet

- kitchen box and entrance hall with terracotta tiles

- bathroom and WC with terracotta tiles

Walls

- all rooms - latex painted walls

- bathroom and WC -  faience

Accents

• Aparthotel holiday complex
• Prime location
• High-quality services and facilities
• Good price

Services

Once you buy a ski apartment in Banderitsa holiday complex you instantly can enjoy the privilege to use all extras within the whole aparthotel!

Additional information

Its easy with us...

When organizing your trip to Bulgaria to view or purchase property it is very important that your trip is free from any troubles so you can focus on the main reason for your trip - to choose the right property. We, at  Mirela Real Estate agency will be more than happy to organize your viewing trip to Bulgaria.
Before you come to Bulgaria we can organize or recommend a number of hotels providing accommodation.
On arrival you will be greeted by a friendly and highly trained representative.
Afterwards we will arrange for you the viewing of properties you may be interested in at any time convenient to you. At that time you will be accompanied by an experienced and qualified employee of ours to provide consultancy, interpretation and assistance when required.
MORTGAGE LOAN POSSIBILITIES...
You can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country. Mirela Real Estate agency has a partnership with leading Bulgarian Banks based on a licensed contract, by the force of which we represent them, a sign of respect and trust. Our credit specialists offer consulting services to our foreign clients and this service is free.
Here are the main characteristics of a standard mortgage loan in Bulgaria are, as stated by two of the leading banks in the country - United Bulgarian Band and First Investment Bank.
UBB - United Bulgarian Bank
The client segments are the citizens of the European Union, USA and Canada. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years. A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. There is a standard interest rate for the rest of the loan period which is 6.5%. The bank has an application fee of BGN 20 and an administration fee of 0.5%. The prepayment fee is 5%.
First Investment bank
Every able local or foreign citizen is considered an eligible borrower. However, if the acquired property is a plot, a local citizen should acquire a property. There are no limits concerning the maximum loan amount. The maximum term is 240 months with a loan purpose - acquisition of a real estate.
There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. After it equal monthly installments during the loan term are paid. In case of overdue payments the bank charges a penalty interest rate. The application fee is Eur 50 and the management fee is 2%. You can read more on the fees and charges on their website. The applicant's income should be 1.50 times the monthly installments. The minimum income that should remain per member of the household is 500 Eur for adults and 250 Eur for children.
The term for approving the application is usually up to 2 days.

Construction type: Brick

Year of construction: 2006 Year

Stage of construction: permission to move in granted

Heating: Local heating

Exposure: South

Number of bathrooms: 1

Balconies: 1

:

Joinery: Wood casement windows

• Permission for use granted
• New development
• Elevator
• Security
• Furnished

Agent's valuation of the offer Excellent!

Construction in Bulgaria - Key Procedures

Procedure 1. Preparation and approval of draft architectural project

Authority:

The chief architect of the municipality;

The district governor if the project includes more than one municipality;

The minister of Regional development and Public works if the project includes more than one district or is of national significance.

Required documents and procedure:

1. Application form;

2. Document proving the property or the construction right;

3. Design visa

Fees: Article 7 and 9 from the Local Fees Act and art. 1 (1) from the State taxes Act

Timeframe: 1 month (14 days)

Legal framework: Law on Spatial Planning

Procedure 2. Coordination of technical or working investment project

Authority:

The chief architect of the municipality;

The district governor if the project includes more than one municipality;

The minister of Regional development and Public works if the project includes more than one district or is of national significance

Required documents and procedure:

1. Application form;

2. Document proving the property;

3. Design visa;

4. Three copies of the investment project;

5. Environment influence impact assessment;

(Art. 144 Law on Spatial Planning)

Fees: Article 7 and 9 from the Local Fees Act and art. 1 (1) from the State taxes Act

Timeframe: 1 month (14 days)

Legal framework: Law on Spatial Planning

Procedure 3. Approval of investment project

Authority:

The chief architect of the municipality;

The district governor if the project includes more than one municipality;

The minister of the regional development and the public utilities if the project includes more than one district or is of national significance

Required documents and procedure:

1. Application form;

2. Document proving the property;

3. Design visa;

4. Three copies form the investment project;

5. Environment influence impact assessment;

(Art. 144 Law on spatial planning)

Fees: Article 7 and 9 from the Local Fees Act and art. 1 (1) from the State taxes Act

Timeframe: 1 month (5 days)

Legal framework: Law on Spatial Planning

Procedure 4. Design Visa

Authority:

The chief architect of the municipality

Required documents and procedure:

1.application form

2.documents for ownership title

3.documents certifying the right to build

4.documents for limited property rights

5.other documents

Fees: Article 9 from the Local Taxes and Fessa Act.

The Municipality Council  specifies  the taxes for issuing design visas for each municipality.

Timeframe: 14 days (5 days)

Legal framework: Law on spatial planning

Procedure 5. Construction permit

Authority:

The chief architect of the municipality;

In cases of towns with district division - decision of the municipal council - by the chief architect of the district.

Required documents and procedure:

In the cases when approval of the investment design is not required, a permission for construction is issued only on the basis of an application for permission presented to the chief architect and a document of ownership, established construction right or right to build on other's property by force of a special law.

If approval of the investment project is required it must be enclosed with the written application.

Fees: Tariff No. 14 for the fees gathered by the Ministry of Regional development and Public works

Timeframe: 7 days

Legal framework: Law on spatial planning

Procedure 6. Assessment of the need of Environmental influence impact assessment

Authority:

The Minister of Environment and Water

The Director of the Regional Environment and Water Inspectorate

Required documents and procedure:

1. The documents required according to Annex 2 of the Ordinance for the Environmental influence impact

estimation;

2. Documents proving that the investment proposition is connected with the national security, if such

connection exists;

3. Document for paid fee;

Fees: BGN 70

Timeframe: 1 month (5 days)

Legal framework: Environmental protection Act.

Procedure 7. Environmental influence impact assessment

Authority:

The Minister of the environment and water

The Director of the Regional environment and water inspectorate

Required documents and procedure:

Documents listed in Ordinance for the Environmental influence impact estimation

Fees:

1. BGN 1,500 for investment projects included in Annex 1 of the Environmental protection Act

2. BGN 700 for investment projects included in Annex 2 of the Environmental protection Act

Timeframe: Approximately 6 months (About 48 days)

Legal framework: Environmental protection Act

Procedure 8. Transformation of the legal status of the land from agricultural to industrial

The change of the designation of the agricultural lands is admitted only as an exception, for proven needs and under the conditions  determined by the Preservation of agricultural lands Act.

Authority:

Altering the designation of agricultural lands for purposes other than agricultural shall be permitted depending on the productive qualities and the purposes of the change by:

1. Commissions to the regional directorates "Agriculture and forests" - when the requested area is up to 5 ha and the land is located in the land areas of the settlements on the territory of the respective region;

2. The Commission for the farm lands - in the remaining cases.

Required documents and procedure:

During the procedures for change of the designation of agricultural lands, they shall be categorized in 10 categories according to the productive capacities of the soil and climatic conditions, the relief and technological qualities of the land, its fitness for production of different kinds of vegetal production, and the imposed restrictions of land usage, under conditions and by an order, determined by an ordinance, issued by the Council of Ministers.

Preliminary steps and documents:

1. Act for categorization of agricultural lands at the change of their designation issued in order to The Ordinance for categorization of the agricultural lands at the change of their designation.

2. Determined necessary platform or track with a project for detailed development plan and a positive

decision for environmental impact assessment, issued by the order of the Environmental protection Act.

3. Approved detailed development plan according to article 129 of the Law on Spatial planning.

4. Ownership title on the land.

In the presence of an approved detailed development plan the owner of the land or the investor of the site

shall propose a change of the designation of the necessary agricultural land for purposes other than

agricultural. The commissions shall within 14 days from filing the proposal take decision for change of the

designation of the agricultural lands. Along with the proposal the applicant must file 2 copies of the approved detailed development plan.

Copy of the decision for change of the designation of farm lands for purposes other than agricultural shall be sent within 7 days from its enactment by the respective commission to the cadastre office at the location of the real estate for entry into the cadastre.

Fees: For change of the purpose of agricultural land shall be paid state fee determined by a tariff of the Council of Ministers. The fee shall be paid by the owner of the agricultural land who has required the change of its purpose or by the investor of the site for state or municipal needs.

Timeframe: 14 days for the competent commission to take decision

Legal framework: Preservation of agricultural lands Act.

Procedure 9. Certificate for the compliance with the fire safety rules

Authority:

Director of the National Directorate "Fire and Accident Safety"

Required documents and procedure:

1. Written request to the Director of the National Directorate "Fire and Accident Safety"

2. Construction, technical and technological documentation

3. Presence of specialists and experts when it is necessary for the certificate examinations

4. Receipt for paid state tax

5. Other requested documents when necessary

The authorities at the National Directorate "Fire and Accident Safety" shall examine the site for compliance with the rules for fire safety within 1 month from the date of the written request. They shall make a record of the results of the examination, on the basis of which it will be decided whether the site complies with the fire safety rules. The certificate shall be valid for 3 years.

Fees: Tariff No. 4 for the fees, gathered by the Ministry of Interior

Timeframe: 1 month (14 days)

Legal framework: Ordinance No. I-117 issued 15.05.2003 for state fire prevention control, fire extinguishing and rescue activity

Procedure 10. Preparation of the project

Required documents and procedure:

1. Design Visa

2. Signing a preliminary contract for connecting to the electricity distribution network with NEK (National

Electric Company)

3. Signing a preliminary contract for connecting to the water and sewage network with VIK (Water and Sewage Company)

4. Permit issued by HEI (Institute for Hygiene and Epidemics)

5. Preparation of a geodetic map

6. Preparation of a geodetic survey

7. Preparation of an architectural map

8. Preparation of draft architectural project. Approval by the corresponding authorities

9. Preparation of working architectural project. Approval by the corresponding authorities

10. Preparation of  installation projects

11. Coordination of the project with HEI

12. Coordination of the project with the local authorities for fire and accident safety

13. Application of the project in the municipality

14. Examination of the project by the Expert Council for the spatial planning

15. Approval of the engineering projects

16. Contract conclusion by independent construction supervision

17. Construction permit issue

18. Construction line report issue

Fees: N/A